this company and all affiliated companies and lenders
This notice explains how this company and all affiliated companies and lenders (“we,” “us”) uses your information when you use our prequalification service, and describes the terms you are agreeing to. Please read this notice before proceeding.
By clicking “I AGREE” below, you are providing your written instructions under the Fair Credit Reporting Act authorizing this company and all affiliated companies and lenders to obtain information from your personal credit profile through the credit bureaus, solely for the purpose of determining whether you may prequalify for financing options. You will not be able to proceed unless you affirmatively agree by clicking “I AGREE.”
Source: Fair Credit Reporting Act § 604; Experian Prequalification Vetting Questionnaire (written instruction requirements).
This service allows you to see whether you may prequalify for certain financing options. To do this, we obtain a soft inquiry of your credit report through the credit bureaus. A soft inquiry does not affect your credit score.
This is not a credit application, and no credit decision is made through this process. Prequalification results are not a guarantee of final approval. Your credit report, and any score or information derived from it, will not be shown to you and will not be shared with any lender or other third party.
If you are matched with a financing option and choose to proceed, you will submit a separate application directly with a lender. That lender will perform its own credit check, which may include a hard inquiry that can affect your credit score, and will make the actual credit decision, including any legally required notices.
If no prequalified options are available to you, this is not a denial of credit and does not reflect any credit decision.
Source: Fair Credit Reporting Act § 604(a); this process does not constitute an extension or denial of credit, so FCRA adverse action and risk-based pricing notice requirements are not triggered at this stage.
We collect the identifying information you provide — such as your name, address, date of birth, and contact information — and we obtain a soft inquiry credit report through the credit bureaus for the sole purpose described above. We use this information only to evaluate your preliminary eligibility for financing options. We do not use it for any other purpose, and we do not sell it.
We share your information only with our approved technical provider, to perform the prequalification inquiry, and with the credit bureaus, as the source of the credit report information. We do not share your credit report or any information derived from it with any lender or other third party unless and until you choose to proceed with a full application.
We maintain administrative, technical, and physical safeguards designed to protect your information, consistent with applicable law and our obligations to the credit bureaus.
We retain your information only for as long as reasonably necessary for the purpose described in this notice, or as required by applicable law.
These terms, together with the rest of this notice, govern your use of this prequalification service. By clicking “I AGREE,” you accept these terms in full. We may update these terms from time to time; the version in effect at the time of your consent applies to that transaction. This consent applies only to this specific prequalification transaction and does not authorize any future or unrelated use of your information.
Source: E-SIGN Act, 15 U.S.C. § 7001(c)(1)(D)(i) — consumers must be told whether consent applies only to the particular transaction or more broadly.
You have the right to receive this notice, and a record of your consent, in paper form instead of electronically. To request a paper copy, contact compliance@softpullsolutions.com and 844-515-1550. There is no charge for this copy.
Source: E-SIGN Act, 15 U.S.C. § 7001(c)(1)(A) — right to have the record provided in non-electronic form.
To access, view, and retain this notice and your consent record electronically, you will need: an internet-connected device (computer, tablet, or smartphone); a current version of a standard web browser (e.g., Chrome, Safari, Firefox, Edge) with JavaScript and cookies enabled; and the ability to view, and if desired print or save, PDF documents. By clicking “I AGREE,” you confirm that you are able to access this notice in this electronic form.
Source: E-SIGN Act, 15 U.S.C. § 7001(c)(1)(C) — statement of hardware/software requirements, and confirmation the consumer can access the electronic record.
You may print a copy of this notice for your records at any time using your browser's print function (Ctrl+P or Cmd+P), or by clicking the “Print this notice” button above.
You may decline to proceed at any point before clicking “I AGREE.” If you have already provided consent and wish to withdraw it, contact compliance@softpullsolutions.com and 844-515-1550. There is no fee to withdraw consent. Withdrawing consent will not affect any prequalification results already provided to you, but we will not use your information for any further prequalification activity after your withdrawal request is processed.
Source: E-SIGN Act, 15 U.S.C. § 7001(c)(1)(B) — right to withdraw consent, and any conditions, consequences, or fees for doing so.
If your contact information changes, or if you need to update how we may reach you, contact compliance@softpullsolutions.com and 844-515-1550.
Source: E-SIGN Act, 15 U.S.C. § 7001(c)(1)(D)(ii) — procedures for updating contact information.
You may decline to proceed with this service at any time before providing consent. To opt out of future contact or to request removal of previously provided information, contact compliance@softpullsolutions.com and 844-515-1550.
If you have questions about this notice or the prequalification service, contact this company and all affiliated companies and lenders at compliance@softpullsolutions.com and 844-515-1550.
Last updated: January 1, 2026